Onehourlender.com(“Company” or “we” or “our”) owns and operates the website located at www.Onehourlender.com(the “Site”).Through the site, the Company operates a prospective customer database (the “Service”), by which it compiles, sorts and sells contact information to businesses on behalf of individual consumers who have shown interest in the application for products of a business or service and asked to be so contacted by a representative of a company product or service.Company uses third party vendors, affiliates, third, and a variety of media advertisements to promote the site for consumers interested in completing an application online on our site or to supplement our database by purchasing their database Consumers who have completed applications on websites other than receipt of the Company and have affirmatively requested information on offers of products or services similar to those offered on Company’s website.
Company also promotes its product and services by e-mail or telephone to consumers who have requested to be contacted either through our opt-in online application process via our website or by opt-in on one of our suppliers or its affiliate sites many (list of members). List members will then receive email or telephone contact only as long as they want to continue to receive such contacts.
List members can get off our lists of telephone contacts and e-mail at any time, no questions asked. You can remove yourself from further contact from Company by clicking the unsubscribe link contained in each e-mail, or by sending your withdrawal request via email to info@Onehourlender.com.
If you choose to remove yourself from our contact list, if necessary, we will also send your name and contact information specific to the vendor or affiliate marketer who provided your request for information to us, so they can include your name on their do-not-contact list too. Please keep in mind that if your information was purchased commercially from a third party vendor, the Company may not be the only data company your contact information was sold to.In addition, our third party vendor or affiliate may have purchased your contact information to someone else so you can continue to receive contacts from these companies as well.Company is not responsible for stopping all unwanted contacts from sources beyond our immediate control.
Your privacy is our concern
Onehourlender.com does not knowingly collect personally identifiable information from children under 13 years.
General information collection and use
Onehourlender.com collects information via the website of our potential and existing customers at various locations on our websites.We use contact information to send information about our company and service existing accounts. Users can choose to receive mailings, see the choice / opt-out below.Contact and financial information collected is used to verify your name, address and other information. Not all information requested on our site is required when filling out our forms.Only Name, City, State, address, zip code, work phone, telephone, email address, type of house, the present value, desired loan amount, first mortgage balance, current interest rates, current payments, are you behind on payments, Credit Rating, Place of Employment, years of employment, annual income, loan desired, and the best time to call. Information about your computer hardware and software is automatically collected by Onehourlender.comand can be shared throughout with third parties whose services are used for traffic analysis. This information includes: your IP address, browser type, domain names, access times and addresses of Web sites. This information is used by Onehourlender.comto maintain and improve the quality of service and generate statistics regarding use of the site Onehourlender.com.Onehourlender.comnot to use third party databases to correct or update the information you submit to us for any reason.
For maximum friendly our site usage you do not need to fill out registration forms. Also, we will not send any of these newsletters or updates without your personal request.
Choice / Opt-out
Our site provides users the ability to opt-out of receiving communications from us and our partners as previously described above.
This site gives users the following options for removing their information from our database to not receive future communications or to no longer receive our service.
You can send email to info@Onehourlender.com.
Please note that participation in certain activities on our website may be limited if personally identifiable information are not subject to the user. E-mail and phone numbers received in an opt-out request will be added to our internal Do-Not-Contact registry within ten (10) working days of receipt.
A cookie is a piece of data stored on the user’s hard drive containing information about the user. Usage of a cookie is in no way linked to any personally identifiable information while on our site. If a user rejects the cookie, they may still use our site without cookies, the user can not access some features of our site. Cookies can also enable us to track and target the interests of our users to enhance the experience on our site. To do this we use a tracking utility service offered by Web Trends, Inc. All cookies served on the domain, both session and persistent are tied to personally identifiable information you provide.
This website contains links to other sites.Please be aware that the Company is not responsible for the privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of each web site that collects personally identifiable information. This privacy statement applies solely to information collected by the company, even in cases where we can frame a Web site with our own. From time to time we may co-brand certain services with third parties. It will be clear to the collection point that collects such information and whose privacy statement governs. For example, without limiting the foregoing, we co-brand with insurance brokers, agencies and credit reporting, motor vehicle manufacturers.
We use a variety of security technologies and procedures to help protect your personal information against unauthorized access, use or disclosure. For example, we store the personal information you provide on computer systems with limited access that are located in controlled facilities. When we transmit highly confidential information (such as a credit card number) over the Internet, we protect it through the use of encryption, such as the Secure Socket Layer (SSL).
We can not guarantee that all of your private communications and other personally identifiable information will never be disclosed in ways not described in this disclosure agreement. For example (without limiting the foregoing), we may be forced to disclose information to the government or third parties under certain circumstances as required by law, third parties may unlawfully intercept or access transmissions or communications private.
In addition, as noted above, if you refuse to future business contacts by using the opt-out mechanism in every email we send you on behalf of a third party service provider other than Company, we will provide to your email address to third party service provider so that the third party service provider can add your name and contact information to its own do-not-contact list.
As society develops, we may buy other businesses or their assets or sell our business assets. Customer information is generally one of the business assets involved in these transactions. Thus, if the Company or all of its assets are acquired, customer information, including any information collected about visitors through the site, would be one of the transferred assets. For more information, see our notification of changes section below.
Finally, the company reserves the right to disclose member information in special cases when we have reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who maycause harm or interfere with (intentionally or not) Companys rights or property, other visitors, members, or anyone else that could be harmed by such activities. Company also reserves the right to disclose visitor or member information when we believe in good faith that the law requires.
We reserve the right to disclose your personally identifiable information as required by law and when we believe that disclosure is necessary to protect our rights and / or comply with a judicial proceeding, court order or legal process served on our website.
Sharing information with affiliates
When you submit your request for information or quote, you grant permission to be contacted by Onehourlender.comor affiliated third parties. We share the contact and loan request you submit the Application for quotes and account number with Onehourlender.comaffiliated companies such as banks, commercial lenders and licensed loan brokers to respond to requests for information we receive from you, provide you with superior service, inform you of the possibilities of products and services that may be of interest to you, and for other business purposes, we may disclose all the information we collect, asdescribed above for the following types of affiliates: Financial service providers, agencies such as mortgage insurance and life companies of securities services, debt service and credit companies and finance companiesautomobile. An affiliate is a company under legal contract with Onehourlender.comto perform services or a company owned in whole ore in part by Onehourlender.com.
Sharing information with co-branded partners
Some of the services on our website are co-branded with contracted partners. Co-branded offerings will be identified on the form of request for quotation on the product or service you choose before you have to submit the quote request. If a co-branded product or service provider is identified your personally identifiable information will be paid directly to providers of this site, not Onehourlender.com. The provider of product or service must control your data once submitted to them. For identification and tracking, your contact information (name, address, telephone, e-mail address, etc.) is shared with Onehourlender.com.
We may use personal information to provide the services you’ve requested, including services that display customized content and advertising. In addition to costs for which you are notified, the rate of your email provider standard apply to our confirmation and all subsequent correspondence SMS. You can opt-out and remove your SMS information by sending “STOP”, “END”, “Quit” to the SMS text message you received. If you remove your SMS information from our database it will no longer be used by us for secondary purposes, disclosed to third parties or used by us or by third parties to send promotional correspondence to you.
Do Not Call Registry Compliance:
By submitting personal contact and / or financial information, the user grants permission in writing from InstantLoansGroup.com, its affiliated sites and business partners for contact via telephone, mail, and / or e-mail . In addition, by registering at Onehourlender.comyou agree to receive telephone calls from Onehourlender.com, its affiliated sites and business partners for contact via telephone, including but not limited to lenders that may contact you about a loan and waive their right to file registered a complaint with the FTC or any other agency in reference to these calls or contacts.
Our former clients
We treat information about our former customers the same way we treat information about our current customers.
Privacy and Security
We restrict access to nonpublic personal information about you to employees who need to know that information to provide products or services to you. We maintain physical safeguards, electronic and procedural safeguards that comply with federal standards to protect your nonpublic personal information against unauthorized access or unauthorized use.
Maintain the accuracy of your information is shared. We maintain the integrity of the information you provide and update your records when you notify us of a change. Please contact us at the address or phone number below when information concerning you changes.
Updates to the site and service
We will send the user site and updates service announcement. Members are not able to unsubscribe from these service announcements, which contain important information about the service. We also communicate with the user to provide requested services and regarding issues relating to the account by e-mail or telephone when requested.
Notification of Changes
If at any point we decide to use personally identifiable information in a manner significantly different from that stated at the time it was collected, we will highlight post a notice on the site for 30 days. We can also make a reasonable effort to notify users via e-mail.Users have a choice as to whether or not we use their information in this manner significantly different.
Correction / Updating Information
If you want to verify the data we received from you, make corrections or disable the use of your personal information, please contact us at info@Onehourlender.com.